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iTrustCapital is a leading fintech platform specializing in self-directed retirement accounts that allow investors to include cryptocurrencies and precious metals. Often branded as the "#1 Crypto IRA Platform in America," it enables users to buy, sell, and hold digital assets like Bitcoin, Ethereum, Solana, and over 90 other cryptocurrencies, alongside physical gold and silver, all within tax-advantaged structures such as Traditional, Roth, or SEP IRAs. The official website is https://www.itrustcapital.com/, where users can explore markets, learn about features, and initiate account setup. The dedicated login portal is at https://app.itrustcapital.com/, serving as the secure entry point for existing account holders. The Login Experience When visiting the login page, users encounter a clean, professional interface designed for simplicity and security. The page features a welcoming message: "Welcome to iTrustCapital – The #1 Crypto IRA Platform in America." It includes carousel images highlighting key benefits, such as tracking your crypto portfolio and trading cryptocurrencies alongside physical gold and silver in a retirement account. Prominent elements include:
A Log In button for returning users. An Open Account option for newcomers. A link to resend verification emails if needed. A footer noting agreement to the platform's Terms of Service upon access.
To log in, enter your registered email address and password. The system supports two-factor authentication (2FA) for added protection, which is strongly recommended. If you've forgotten your password, a "Forgot Password" link guides you through a secure reset process via email verification. The platform emphasizes security with institutional-grade custody through partners like Coinbase Custody and Fireblocks, ensuring assets remain protected in a closed-loop environment. This setup prioritizes asset safety without granting users direct private key control—common for regulated retirement platforms. Account Types and Features iTrustCapital offers flexibility through:
Tax-Advantaged IRAs — Traditional, Roth, and SEP options for long-term retirement growth with potential tax benefits. Premium Custody Accounts (PCA) — Non-IRA accounts for taxable investing in the same assets, ideal for those not focused on retirement vehicles.
Users access real-time trading 24/7 via a user-friendly dashboard and mobile app (available on iOS and Android). The interface displays live prices for assets like BTC ($88,500), ETH ($2,990), SOL (~$124), and others, allowing instant buy/sell orders.
A standout feature is crypto staking for select assets, enabling passive rewards similar to dividends. The platform also supports precious metals investments, providing diversification beyond pure digital assets.
Fees and Accessibility
One of iTrustCapital's major appeals is its transparent, low-cost structure. There are no setup fees, no monthly maintenance charges, and no hidden costs for account management. Crypto transactions carry a flat 1% fee, which is competitive compared to many alternatives. Precious metals trading follows a similar straightforward model.
A minimum deposit of $1,000 applies to open most accounts, making it accessible for many investors while ensuring serious participation.
Funding options include IRA-to-IRA transfers, rollovers from 401(k)s, or direct contributions. The onboarding process involves identity verification, account type selection, and funding method choice—typically completed quickly with support from U.S.-based teams.
Why Investors Choose iTrustCapital
Founded in 2018 and headquartered in Irvine, California, iTrustCapital has processed over $16 billion in transactions and serves more than 200,000 accounts. It has earned widespread praise, with thousands of 5-star reviews on Trustpilot and Google, highlighting responsive customer support, ease of use, and reliability.
Independent reviews from sources like Business Insider, Investopedia, Milk Road, and others in 2025–2026 consistently rank it among the top Crypto IRA providers. Strengths include affordable fees, broad asset selection (90+ cryptos plus gold/silver), institutional security, and live U.S.-based assistance—differentiating it from platforms with automated support or higher costs.
Users appreciate the ability to diversify retirement portfolios with high-growth alternatives while benefiting from tax advantages. For example, gains in a Roth IRA can grow tax-free, appealing to long-term holders optimistic about blockchain's future.
Security and Compliance
iTrustCapital operates as a fintech software platform, not a direct custodian or exchange. Custodial services for IRAs come from trusted partners like iTrust Custodial Services and Fortis Bank, with non-IRA accounts using third-party U.S. custodians. All transactions are self-directed, and the company avoids endorsing specific assets or strategies.
The platform complies with IRS rules for self-directed IRAs and uses robust encryption, 2FA, and secure storage to protect user data and funds.
Getting Started or Troubleshooting
New users start by visiting the site and clicking "Open Account," reviewing Terms of Service and Privacy Policy, then completing registration and verification. Existing users simply log in to manage portfolios, track performance, add funds, or execute trades.
If issues arise—like login problems or transfer delays—the help center provides detailed guides, and live support is available.